Terms and Conditions

Effective Date: [2020]

Welcome to Teknikally Speaking (“we,” “us,” “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website, courses, consulting services, and other related offerings (collectively, the “Services”). By accessing or using our Services, you agree to comply with these Terms. If you do not agree, please refrain from using our Services.

1. General Overview

Teknikally Speaking offers educational resources, consulting services, and insights on blockchain, DeFi, and FinTech.
These Terms apply to all users, including businesses, investors, job seekers, and general visitors of our platform.

2. Services Provided

We provide the following services:

Educational Courses and Resources: Online training programs, webinars, and downloadable materials on blockchain and related technologies.
Consulting Services for Businesses: Strategic blockchain solutions, ROI evaluations, and development services.
Content and Reports: Insights, case studies, and educational content aimed at investors, businesses, and professionals.

3. User Accounts and Registration

Account Creation: To access certain Services, you may need to create an account. You agree to provide accurate and complete information and keep your credentials secure.
Eligibility: By creating an account, you confirm you are at least 18 years of age or the legal age of majority in your jurisdiction.
Responsibility: You are responsible for all activity on your account. If unauthorized use occurs, notify us immediately at [support@teknikallyspeaking.com].

4. Payments and Refunds

Pricing: Fees for courses, services, or subscriptions will be clearly stated before purchase. All prices are listed in [currency USD].
Payment Terms: Payment is due upon purchase through approved payment processors.
Refund Policy:
- For online courses: Refunds may be requested within 7 days of purchase if you have not accessed more than 20% of the content.
- For consulting services: Refunds are not available after services have been delivered.
Subscription Fees: Recurring fees (if applicable) will auto-renew unless canceled before the billing date.

5. Intellectual Property

Ownership: All content provided by Teknikally Speaking, including courses, materials, blogs, visuals, and videos, is our exclusive property or used with permission.
Usage Rights: You may access and use our content for personal or internal business purposes only. Redistribution, reselling, or modification without permission is strictly prohibited.
User Content: If you submit feedback, comments, or projects, you grant us a non-exclusive, royalty-free license to use and display such content for promotional purposes.

6. Prohibited Activities

You agree not to:

Use our Services for unlawful or fraudulent purposes.
Share, reproduce, or resell our paid content without explicit permission.
Attempt to disrupt our platform’s operation (e.g., hacking, spamming).
Misrepresent your affiliation with Teknikally Speaking.

Failure to comply may result in suspension or termination of access to our Services.

7. Disclaimers

Educational Purpose Only: Our courses and content are provided for educational purposes. We do not guarantee specific job placements, investment returns, or business outcomes.
No Financial Advice: We do not provide financial, legal, or tax advice. Investors should conduct their research or consult professionals before making decisions.
Service Availability: We strive to maintain access to our Services but cannot guarantee uninterrupted operation due to factors beyond our control.

8. Limitation of Liability

To the maximum extent permitted by law, Teknikally Speaking is not liable for:

Indirect, incidental, or consequential damages arising from your use of our Services.
Loss of data, profits, or business opportunities due to reliance on our content or platform.

9. Privacy Policy

Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you consent to our Privacy Policy, available [here].

10. Termination

We may suspend or terminate your access to our Services if you breach these Terms. You may terminate your account at any time by contacting us at [support@teknikallyspeaking.com].

11. Governing Law

These Terms are governed by the laws of [Texas, Harris County]. Disputes will be resolved through mediation or arbitration in [Harris County].

12. Updates to These Terms

We may update these Terms periodically. Changes will be effective upon posting, and it is your responsibility to review them regularly.

13. Contact Us

If you have questions about these Terms, please contact us at:

Email: [support@teknikallyspeaking.com]

Website: www.teknikallyspeaking.com